I have very bad credit and I don’t know what I’m going to do if I can get a car loan. I have to have a car because I have to go to school and not only that I have to be able to drive back home during the summer.

So what am I going to do? I have to have a car loan and I will have time to wait.

I guess I’m going to have to go to buy here pay here car lot but, I don’t have a down payment. If I had a down payment it wouldn’t be a problem, but it most certainly is because I need a car and I need it right now.

What am I going to do?