Maybe that’s being a little bit too dramatic, but I don’t think so. The cost of having your identity stolen and having your credit history destroyed by a thief can be devastating. The laws are becoming a little bit better for victims of ID theft but that doesn’t mean that most people don’t need an identity theft protection services in their corner if something happens. Most people think it can happen to them, but believe me if you worked in law enforcement like I do and you read the stories what is thieves will do, you go out and hire one of these guys in a second.