The present-day scammers are going high-tech.  They don’t need to talk and hypnotize to con you.  All they need is a laptop.  The online scammers get straight to your bank accounts through phishing or pop-up messages in legitimate online sites.  You can install firewall and anti-spy software to block these online fraudsters.  Or you better yet, do not be so gullible with responding to e-mails and other “personalities” asking for your personal and financial information in the Internet.  The best mechanism to fight off this type of crime is to avail of credit monitoring services.  The credit monitoring will give you updated information about the happenings in your bank accounts.