There are many online companies that offer cash loans to those who need it.  Going online for a quick cash loan is definitely the easiest way to get one.  These loans are made for people who need a little cash to hold him or her over until the next payday.  The annual percentage rate of these loans is quite low, but the effective percentage rate can be high.  This is explained through the short-term duration of a cash loan compared to other loans that tend to last for a few years.  Always be careful and note the differences between the annual and effective percentage rates when using a short-term cash loan.