When I was in the bank a few days ago, I realized that I had quite a bit of time to spare, so I decided to see if I could talk to some one about getting a loan from them.  They told me that there were many ways that I could get secured loans if I had many things that I could put of for collateral.  I told them that I had a new car, a house, a boat, and some watches. They told me that it sounded like I didn’t need to get a loan.  I said that I had been planning on buying another boat.