I guess I must’ve misunderstood my husband’s instructions, because he told me before he left for work that he wanted me to get free instant credit reports so that we could check our credit score before we visit the car dealership this weekend. My first instinct was to pull out the phone book to find a place to get the report, but now I’m starting to think that maybe he meant what I needed to do was to go online and find websites that offer the reports. Now I feel like an idiot and I’m sure he’s going to tell me about it when he gets home.