Because of the economy, we haven’t taken our kids to the dentist in quite awhile. Our office is really great to work with, but I know that everyone is hurting, so felt badly about stringing out payments like we were. Luckily for us both, they are now offering a payment plan. We just had to submit our merged credit report with an application and were able to qualify for the payment plan. Now, we can budget in the work that our family needs and the office knows exactly what to expect. This has been a great tool in helping us manage the expenses.